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FreeAgent

Best Value

Accounting Software

Simple, clean accounting built for sole practitioners and micro-firms.

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Overview

FreeAgent is purpose-built for small businesses and sole traders, and it shows. The interface is clean and approachable — clients who struggle with Xero or QBO often find FreeAgent much easier to use.

It is free with NatWest, RBS, and Ulster Bank business accounts, which makes it an unbeatable value proposition for smaller firms. The MTD support is solid and the bank feed integration works well.

Best for

Sole practitioners and micro-firms (1–5 staff)

Key Features

Free with NatWest, RBS, and Ulster Bank business accounts
MTD for VAT compliant
Automatic bank feed imports
Built-in invoicing and expense tracking
Self-assessment tax return filing
Simple project tracking and time logging

Pros & Cons

What We Like

  • Free with participating bank accounts — exceptional value
  • The simplest interface of any UK accounting tool
  • Excellent for sole traders and micro-businesses
  • Good self-assessment support

Watch Out For

  • Limited scalability for larger firms
  • Fewer integrations than Xero or QBO
  • Reporting is basic
  • Not suitable for firms with complex multi-entity needs

Pricing

Free with NatWest/RBS/Ulster Bank business accounts. Otherwise from £14.50/month.

Our Verdict

FreeAgent is the best choice for sole practitioners and very small firms, especially if they bank with NatWest or RBS. For firms expecting to grow beyond 5 people, plan a migration to Xero or QBO down the line.

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Other Accounting Software Tools

Xero

Our Pick

Cloud-native accounting with the strongest integration ecosystem in the UK.

QuickBooks Online

A solid all-rounder with strong automation and built-in payroll.

Sage Accounting

A well-known UK brand with solid compliance features and improving cloud capabilities.

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FreeAgent Review for Accounting Firms | NerdNumbers